Terms and Conditions

Effective Date: 9/03/2025

Thank you for your interest in Marian Group LLC D.O.B. Onguardexperts (“Company,” “we,” “us,” or “our”) . These Terms and Conditions (“TOS”) govern your access to and use of our website https://onguardexperts.com/, our products, and services, including SMS/MMS communications. By using our services, you agree to these TOS. If you do not agree, you must not use our website or services.

These TOS constitute the entire agreement between you (“User”) and the Company and supersede all prior or contemporaneous agreements, representations, warranties, and understandings.

1. Modifications

We reserve the right, at our sole discretion, to amend these TOS at any time. Changes will be posted on this website and become effective immediately. Your continued use of our services constitutes acceptance of the modified TOS.

2. Eligibility

Our services are available only to individuals who can form legally binding contracts under applicable law. If you are under 18 but at least 13, you may use our services under the supervision of a parent or legal guardian who agrees to these TOS. Our services are not intended for children under 13.

3. Limited License

We grant you a limited, revocable, non-exclusive license to access and use our website and services solely for their intended purposes. Unauthorized use, duplication, reverse engineering, or derivative works are strictly prohibited.

4. Registration & Account Security

• You agree to provide accurate and complete information during registration and to maintain its accuracy.

• You are solely responsible for maintaining the confidentiality of your login credentials and all activities under your account.

• We may suspend or terminate your account if we suspect inaccurate, incomplete, or fraudulent information.

5. Electronic Communications & SMS Messaging

By using our services, you consent to receive electronic communications from us, which may include emails, SMS/MMS messages, and notices on our website.

SMS/MMS Program:

• By providing your mobile number, you consent to receive automated and/or manual text messages from us.

• Message frequency may vary. Consent is not a condition of purchase.

• Opt-Out: Reply STOP to any message to cancel. A confirmation message will be sent.

• Help: Reply HELP for assistance or contact us at [email protected].

• Standard message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

6. Payments

Payments must be made as per the pricing published on our website, subject to applicable offers. We may update product or service pricing at any time without prior notice.

Online payments are processed by authorized third-party gateways. We are not responsible for delays, errors, or fraud arising from third-party processing.

7. Prohibited Use

You may not use our website or services to:

• Violate applicable laws or regulations.

• Infringe intellectual property rights.

• Transmit harmful code (viruses, trojans, worms, ransomware, etc.).

• Harass, defame, or harm others.

• Circumvent or manipulate security, payment, or contractual obligations.

We may suspend or terminate your access for violations without notice.

8. Intellectual Property

All content, designs, graphics, and materials provided by the Company are protected by intellectual property laws. You may not copy, distribute, or create derivative works without our express written consent.

User-generated content remains your property, but by submitting it, you grant the Company a worldwide, royalty-free license to use it for providing and promoting our services.

9. Warranty Disclaimer

Our services are provided “as is” and “as available.” We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

In no event shall the Company be liable for indirect, incidental, special, or consequential damages, including lost profits, data, or goodwill. Our maximum liability shall not exceed the amount paid by you for the specific product or service giving rise to the claim.

11. Indemnification

You agree to indemnify and hold harmless the Company, its employees, officers, affiliates, and contractors against claims, damages, or expenses (including attorneys’ fees) arising out of your breach of these TOS or your misuse of our services.

12. Termination

We may suspend or terminate your access to our website or services at any time for violation of these TOS or other reasons at our sole discretion.

13. Governing Law & Dispute Resolution

These TOS shall be governed by and construed under the laws of the State of [Insert State]. Any disputes shall be resolved by binding arbitration under [Insert Arbitration Rules], and judgment on the award may be entered in any court of competent jurisdiction.

14. Force Majeure

We are not liable for delays or failures caused by events beyond our control, including natural disasters, internet outages, labor disputes, or government actions.

15. Severability

If any provision of these TOS is found unenforceable, the remaining provisions will remain in full force and effect.

16. Contact Information

For any questions or comments regarding this Privacy Policy or our privacy practices, please contact us using the details provided on our Website.

Please note: Individual results may vary and are not guaranteed. Images used may feature models and are for illustrative purposes only.